Privacy Policy

The Micro Insurance Academy, a project of Sarvajan Unnati Bodhini (SUB), hereafter referred to as MIA, believes that maintaining and preserving the privacy of user data is an important value. MIA is committed to ensuring the privacy of all our users. All user data that is not made public, including email addresses and IPs associated with user accounts, will not be sold or rented nor will it be shared with third parties unless we are required to disclose the information by law or we have your permission. When a visitor requests or reads a page, or sends email to an MIA server, no more information is collected than is typically collected by web sites.

You can access most of the pages on the MIA Website without telling us who you are and without revealing any personal information. Our web servers collect anonymous logs during user visits to the MIA Website. This information is used to create aggregate statistics, for example about when the MIA Website is accessed, the pages which refer visitors to the MIA Website, the type of web browsers visitors use and which pages are viewed. These statistics help us understand how the MIA Website is used and how we might improve viewer experience in the future.

We do not collect personal information on the MIA Website unless you choose to provide it. For example, when you register to subscribe to our mailing list or Newsletter, we retain the email you provide; and when you notify your wish to be removed from the mailing list, your email is removed from our database

You have the right to access personal information that we hold about you, to correct that information or, in some circumstances, to object to our processing of your information, under data privacy law. If you wish to exercise any of these rights or have any questions about this policy, please do not hesitate to contact us at

Credit Card Details
When you donate to MIA’s work in India your credit card information is encrypted for your security by HDFC bank. When you donate to MIA’s work internationally your credit card information is encrypted for your security by HelpDirect.

Cancellation Policy

We would like to keep you informed of our work. However, should you wish to stop receiving mailings from us, you may opt out at any time by contacting In addition, all of our emails to you include an option to opt out at the bottom of the message.


This Privacy Policy, together with other policies, resolutions, and actions by MIA, represent a committed effort to safeguard the security of the limited user information that is collected and retained on our servers.

Nevertheless, we acknowledge that, in spite of our committed effort to protect private user information, determined individuals may still develop data-mining and other methods to uncover such information and disclose it. For this reason, MIA can make no guarantee against unauthorized access to information provided in the course of using this website.

Use of Cookies

A cookie is a text-only piece of information that a website transfers to your computer’s hard disk so that the website can remember who you are. A cookie will normally contain the name of the Internet domain from which the cookie has come, the “lifetime” of the cookie, and a value, usually a randomly generated unique number. MIA uses cookies and collects IP addresses (an IP address is a number that can uniquely identify a specific computer or other network device on the Internet) ONLY of registered users of the website (NOT for subscribers to our newsletter). We use analysis software to look at IP addresses and cookies for the purpose of enhancing your user experience. This information is not used to develop a personal profile of you and the log files are regularly purged.

Users have the opportunity to set their devices to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. To prevent the download of cookies, or otherwise control how cookies are used on your computer, please read the help information supplied with your Internet browser software or go to:

Terms and Conditions

Copyright Notice
The MIA Website (“The Site”) and the contents herein are the intellectual property of Sarvajan Unnati Bodhini (SUB) Charitable Trust and/or Social Re Consultancy (Private) Ltd and are protected by applicable copyright, trademark and proprietary rights.

Use of MIA’s content for reproduction, copying, or redistribution of any materials or design elements on The Site, including without limitation the design or layout of The Site, studies, publications, audio-visual material, press releases, events or resources, is not allowed without the express written permission of SUB Charitable Trust.

Warranties and limitation of liability information and documents provided on The Site are provided “as is” without warranty of any kind, either express or implied. SUB Charitable Trust spends reasonable efforts to include accurate and up-to-date information on The Site; it does not, however, make any warranties to its accuracy or completeness. Any material on this server may include technical inaccuracies or typographical errors. SUB has the right to make changes and updates to any information contained within this server without prior notice, to modify any aspect its services without prior consultation.

Under no circumstances and under no legal theory shall SUB Charitable Trust be liable to you or any other person for any indirect, direct, special, incidental, or consequential damages arising from your access to, or use of, The Site. Applicable laws for the legal jurisdiction in New Delhi, India apply.

The Site (excluding linked sites) is controlled by SUB Charitable Trust from its office in India. It can be accessed from all countries around the world. As each of these places has laws that may differ from those of India, by accessing The Site both you and SUB Charitable Trust agree that Indian law will apply to all matters relating to use of The Site.

We thank The Noun Project and their artists for the symbols used in our infographics.

“Hut” symbol by BLEN Corp, “Skull” symbol by Matthew Hock, “Wheat” symbol by Christopher Anderson, “Cow” symbol by Anaur Zhumaev, “Storm” symbol by Alex Sheyn, “Clipboard” symbol by Calepin, “Theater” symbol by Diego Araujo, “Radio” symbol by James Fenton, “Film” symbol by Joe Mortell, “Brochure” symbol by Mateo Zlatar, “Conversation” symbol by Rudy Jaspers, “Group” symbol by Amar Chadgar, “Protest” symbol by Jakob Vogel, “Handshake” symbol by Jake Nelsen, “Money” symbolk by Alex Berkowitz, “Document” symbol by The Noun Project, “Water-Pot” symbol by Chinmay Kulkarni, “Medical-Clipboard” symbol by Richard Pasqua, “Family” symbol by Jens Tarning, “Umbrella” symbol by Dmitry Baranovskiy, “Statistics” symbol by Convoy Interactive, “Partnership” symbol by Thomas Hirter, “The Noun Project Collection”.