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Publications
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Find below the publications of the Micro Insurance Academy. We follow an open-access policy and share free of cost all our published papers.

Title: Voluntary Affiliation to Micro Health Insurance and Social Capital among Resource-Poor Persons: Initial Evidence from India
Author(s): Iddo Dror
Editors: Morelli E, Onnis GA, Ammann WJ, Sutter C
Publication Book: Microinsurance: an Innovative Tool for Disaster and Risk Reduction, pp 187-210
Publisher: Global Risk Forum GRF, Davos; ISBN 978-3-033-02463-2
Abstract:

Based on data from a 2005 household survey in four locations in India, we examine whether there is an association between insurance status and several indicators of social capital, and whether this association is a general phenomenon or, rather, dependent on attributes of the community or of the local Micro Insurance Unit (MIU). read more

Title: Integrated Risk Management in Microinsurance
Author(s): Radermacher R, Roberts Singh J, Srivastava S.
Editors: Morelli E, Onnis GA, Ammann WJ, Sutter C
Journal: Microinsurance: an Innovative Tool for Disaster and Risk Reduction
Publisher: Global Risk Forum GRF, Davos; ISBN 978-3-033-02463-2 (forthcoming)
Abstract:

Microinsurance can be a tool in Disaster Risk Reduction/Management – but only if it survives the disaster itself. Reinsurance can help microinsurance to survive disasters. read more

Title: Community-based micro insurance: localised and responsive
Author(s): Iddo Dror and Ralf Rademacher
Journal: Rural 21 - the International Journal for Rural Development, No.4/2010, vol. 44, pp.26-28
Abstract:

The supply of microinsurance through insurance companies or government programmes is often still limited or not matching local requirements. Community-based insurance schemes fill gaps and offer potential to link-up with the formal sector.

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Title: Financial Inclusion Opportunities for Micro Health Insurance in Nepal, An Exploratory Analysis of Health Incidence, Costs and Willingness to Pay in Dhading and Banke Districts of Nepal (Report)
Author(s): Siddharth Srivastava, Atanu Majumdar, Jacquiline Roberts Singh
Editors: David M Dror, Ralf Radermacher
Publisher: The Micro Insurance Academy & Save the Children (USA)
Abstract:

This study analyses the data collected from a household survey of 2,008 households, 40 focus group discussions with potential beneficiaries and 51 key informant interviews with healthcare providers in two districts of Nepal (Banke and Dhading) in early 2009. read more