Helping Communities Manage risks from the ground up.

Microinsurance is a means of financial protection that targets low-income communities generally excluded from public and private schemes. Protection is provided in exchange for regular premiums proportionate to the likelihood and severity of the risk involved. The types of products offered typically range from health, life, livestock, crop and weather insurance. Through community risk pooling and self-management of the microinsurance schemes, poor people have access to tailored benefit packages at low premium levels.