Helping Communities Manage risks from the ground up.

In January 2010 the MIA and Save the Children (SC) published a report on the viability of microinsurance in Nepal, analysing the data from a recent baseline study. 

The study - Financial Inclusion Opportunities for Micro Health Insurance in Nepal, An Exploratory Analysis of Health Incidence, Costs and Willingness to Pay in Dhading and Banke Districts of Nepal - presents and analyses the data collected in the Banke and Dhading districts of Nepal in early 2009. The study concerns the launch of community-based micro health insurance units for the members of two grassroots microfinance NGO; Nirdhan and DEPROSC. 

With its 150 pages rich with tables and first-hand data, this is the first published study available on the viability of microinsurance that tackle holistically and in full detail the socioeconomic status of the target population, incidence of illness and health-seeking behavior, the cost of healthcare, and the willingness to pay for health insurance in Nepal. 

The baseline study and the analysis described in this report have affirmed the need for health insurance and the feasibility of launching community based mutual insurance. 

The MIA and SC have already secured funding for Phase II of the project, which is focusing on Insurance Education and will be rolling out until the beginning of the summer. The partners are inviting funding for the set up of microinsurance schemes to follow the awareness campaign. 

To learn more, click here. Visit our Publications page to access the flyer of the Report, the Executive Summar or the full Report.