Helping Communities Manage risks from the ground up.
Find below the publications of the Micro Insurance Academy. We follow an open-access policy and share free of cost all our published papers.
Financial Inclusion Opportunities for Micro Health Insurance in Nepal, An Exploratory Analysis of Health Incidence, Costs and Willingness to Pay in Dhading and Banke Districts of Nepal (Report)
David M Dror, Ralf Radermacher
The Micro Insurance Academy & Save the Children (USA)
This study analyses the data collected from a household survey of 2,008 households, 40 focus group discussions with potential beneficiaries and 51 key informant interviews with healthcare providers in two districts of Nepal (Banke and Dhading) in early 2009. With its 150 pages rich with tables and first-hand data, this is the first published study available on the viability of microinsurance that tackles holistically and in full detail the socioeconomic status of the target population, incidence of illness, health-seeking behavior, the cost of healthcare, and the willingness to pay for health insurance. The study concerns the launch of community-based micro health insurance units for members of Nirdhan and DEPROSC, two Nepali grassroots microfinance NGOs.
Click here to access the flyer (view/download) of the report, the executive summary (view/download) or the full report (view/donwload).